The Baucus Bill (aka: what’s left of Obamacare-Hillarycare-Nixoncare-Roseveltcare (aka: Insurance-Lobby-Care-Less)) doesn’t go into effect until after (yes, AFTER) the next presidential election. November 2013? Right. Over 3 years from now. That’s the one, sorta. The non-health insurance “subsidies” in the bill (the health insurance companies will receive most of their subsidies earlier) Democrat-designed to make the mandate requiring we all have health insurance “affordable” (if you consider 20% of your income affordable) for those who are near or below the poverty line are tax credits. Hmmm. The benefit of Baucus health reform tax credits will arrive sometime around or after April 15th, 2015 – if you make enough. Long enough. This is what’s in the fine print.